BUSINESS PREMISES PACKAGE INSURANCE

This insurance covers your business premises and their contents against a wide range of potential risks.

The risks automatically covered by the Business Premises Package Insurance, provided they occur suddenly and unexpectedly, include:

  • Fire, lightning, explosion
  • Internal water damage
  • Smoke
  • Storm and landslides
  • Impact by air and land vehicles
  • Theft
  • Strike, lockout, civil commotion, malicious acts, terrorism
  • Loss of rent for tenants or owners
  • Liability of the tenant to the owner, the tenant or owner to neighbors
  • Temporary business premises expenses
  • Business interruption

The scope of the Business Premises Package Insurance can be extended with the following additional coverages upon request:

  • Earthquake and volcanic eruption
  • Glass breakage
  • Flooding and water damage

The premium for this insurance policy varies depending on the field of activity. The mentioned coverages are valid for fully reinforced concrete (masonry) buildings and the contents within these buildings.