HOME PACKAGE INSURANCE

Whether you are a tenant or a homeowner, it covers all kinds of damage that may occur to your home and belongings, as well as any indemnities you are indirectly liable to pay, providing you with security.

The risks automatically covered by the Home Package Insurance, provided they arise from sudden and unexpected causes, are as follows:

• Fire, lightning, explosion
• Flood and water damage
• Internal water damage - Smoke
• Storm, hail, and landslide
• Impact by air and land vehicles, theft, snow load
• Strike, lockout, commotion, public movements, malicious acts, terrorism
• Loss of rent
• Tenant's liability to the landlord or neighbors, homeowner's liability to neighbors
• Temporary accommodation expenses
• Debris removal costs

The scope of the Home Package Insurance can be extended with the following additional coverages if desired:

• Earthquake and volcanic eruption
• Glass breakage
• Personal accident coverage
• Family liability
• Electronic equipment
• Home assistance services (Assistance)

The coverages mentioned above apply to fully masonry (reinforced concrete, frame) houses and the belongings within these houses located within municipal boundaries.