HOME PLUS RESIDENTIAL INSURANCE

Evimiz Plus Residential Package Insurance (Comprehensive Coverage)

This insurance provides the broadest possible coverage to protect your home, valued belongings, and living spaces. The risks automatically covered by Evimiz "Plus" Insurance, provided they occur suddenly and unexpectedly, include:

• Fire, lightning, explosion
• Flooding, internal water damage
• Smoke
• Storm, hail, weight of snow, and landslides
• Impact by air and land vehicles
• Theft
• Strike, lockout, civil commotion, malicious acts, terrorism
• Wallpaper, paint, and similar
• Expenses incurred by the tenant
• Debris removal
• Coverage continues in a new residence in case of a move
• Loss of rent for tenants, owners, or usufruct right holders
• Expenses for temporary accommodation
• Liability of the tenant to the owner, the owner to the tenant, and both to neighbors
• Landslides due to excavation
• Damage from fuel leakage
• Accidental breakage of television, video, music system, and computer
• Personal accident, family liability
• Electrical damage, food spoilage due to electrical damage
• Cash, valuable documents, and exposed cash
• Theft by employees (cleaners, cooks, caregivers, and other service staff)
• Material damage caused by repairmen, cleaners, and similar workers within the residence
• Joint ownership coverage
• Special condition for underinsurance
• Automatic replacement after damage
• Household goods belonging to the insured in common areas of residences and external storage areas, garages, and similar attachments
• Material damage to insured household goods outside the residence (such as in restaurants, cloakrooms, dry cleaning, and repair services)
• Home assistance services
• Glass breakage
• Earthquake and volcanic eruption
• Foundations
• Inflation and new value clauses